Privacy Policy

Who we are

Rock Drive Business Capital — Privacy Policy

Effective date: [August 31st 2026 ]
Last updated: [August 31st 2026]

Privacy Policy

Rock Drive Business Capital (“Rock Drive,” “we,” “us” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose and protect personal information when you visit www.rockdrivebusinesscapital.com (the “Website”), submit an inquiry or application, communicate with us, or otherwise use our services.

Rock Drive is a business-financing brokerage and service provider. We may use information you provide to help identify and present potential commercial financing products offered by third-party funding providers. Rock Drive is not necessarily the direct provider of any product presented through our services.

By using the Website or submitting information to us, you acknowledge the practices described in this Privacy Policy. Where consent is legally required, we will request it separately.

1. Personal Information We Collect

The information we collect depends on how you interact with us and may include the following categories.

Information You Provide Directly

• Name, business name, job title and ownership information
• Email address, telephone number, mailing address and business address
• Requested funding amount and intended use of funds
• Business type, industry, time in business and legal structure
• Annual or monthly revenue, average deposits and other financial information
• Business bank statements, account details and transaction information
• Tax identification information, Social Security number or other government-issued identifiers, when required for an application
• Date of birth, identification documents and information used to verify identity
• Credit-related information and authorization information, where applicable
• Existing business obligations, balances and payment information
• Information contained in documents you upload or send to us
• Communications with us, including emails, text messages, chat messages, call recordings and notes, where permitted by law
• Any other information you choose to provide

Please do not submit sensitive personal information unless it is requested through an approved, secure method.

Information Collected Automatically

When you visit the Website, we and our service providers may automatically collect:

• Internet Protocol address
• Browser type, device type and operating system
• Pages viewed, links clicked and time spent on the Website
• Referring website, campaign and general location information
• Cookie identifiers, advertising identifiers and similar online identifiers
• Information about how you interact with forms, emails and advertisements

Information From Other Sources

Subject to applicable law and any required authorization, we may obtain information from:

• Funding providers, lenders, brokers and referral partners
• Credit bureaus, identity-verification providers and fraud-prevention services
• Business-information databases and public records
• Bank-account or financial-data services you authorize
• Advertising, analytics and lead-generation partners
• Service providers assisting with communications, document collection or application processing

2. How We Use Personal Information

We may use personal information to:

• Respond to inquiries and provide requested services
• Review and process a commercial financing application
• Evaluate possible eligibility and identify potential funding options
• Share an application with appropriate funding providers or financing partners
• Verify identity, business information, bank information and submitted documents
• Obtain credit or background information when authorized and legally permitted
• Communicate about an application, potential offer, required documents or account status
• Provide customer service and maintain our relationship with you
• Send administrative, service-related, informational or marketing communications, in accordance with applicable law
• Operate, maintain, personalize and improve the Website and our services
• Measure advertising, understand Website usage and evaluate campaign performance
• Detect, investigate and prevent fraud, misuse, security incidents and unlawful activity
• Enforce our agreements and protect our rights, users, partners and business
• Comply with legal, regulatory, recordkeeping and reporting obligations
• Complete a corporate transaction, such as a merger, financing, acquisition or sale of assets
• Carry out other purposes disclosed when information is collected or with your direction or consent

Submitting an application does not guarantee approval, a particular amount, pricing, terms or funding time.

3. How We Disclose Personal Information

We may disclose personal information to the following categories of recipients.

Funding Providers and Financing Partners

We may disclose application and business information to third-party funding providers, lenders, purchasers of receivables, brokers, syndicators and other commercial-financing partners so they can evaluate, underwrite, verify, price, offer or administer potential financing.

Those parties may have their own privacy policies and may use information according to their own legal obligations and business practices. Review the privacy policy and agreement of any provider before accepting an offer.

Service Providers

We may use companies that provide website hosting, cloud storage, customer relationship management, analytics, advertising, document processing, electronic signatures, identity verification, fraud prevention, bank-data connection, email, telephone, SMS, customer support, cybersecurity and professional services.

Referral, Marketing and Advertising Partners

Subject to applicable law and consent requirements, we may disclose contact, business, device or activity information to referral sources, marketing partners and advertising platforms to provide services, measure campaigns or present relevant advertising.

Professional Advisers and Authorities

We may disclose information to attorneys, accountants, auditors, insurers, regulators, law-enforcement agencies, courts or other authorities when reasonably necessary to comply with law, respond to lawful process, prevent harm, investigate wrongdoing or protect legal rights.

Corporate Transactions

Information may be disclosed or transferred in connection with a merger, acquisition, financing, reorganization, bankruptcy, sale of assets or similar business transaction.

At Your Direction

We may disclose information when you request, authorize or direct us to do so.

4. Cookies, Analytics and Advertising

The Website may use cookies, pixels, tags, local storage and similar technologies. These technologies may support essential Website functions, remember preferences, analyze traffic, measure advertising and help display relevant advertisements.

Depending on the Website’s configuration, providers may include [LIST ACTUAL PROVIDERS, SUCH AS GOOGLE ANALYTICS, GOOGLE ADS, MICROSOFT ADVERTISING OR META]. These providers may collect information over time and across websites or services under their own privacy policies.

You may control certain cookies through our cookie banner or preference center, when available, and through browser settings. Blocking cookies may affect Website functionality. Where required by law, non-essential cookies will be used only after appropriate consent.

5. Telephone Calls, Text Messages and Email

If you provide a telephone number or email address, we may contact you about your inquiry or application. Marketing calls or text messages will be made only as permitted by applicable law and, where required, based on appropriate consent.

Consent to receive marketing communications is not a condition of obtaining goods or services unless explicitly permitted by law. Message and data rates may apply. Message frequency varies.

You may request that marketing text messages stop by replying STOP. You may request help by replying HELP or contacting us using the details below. You may unsubscribe from marketing emails by using the unsubscribe link included in the message.

Opting out of marketing does not prevent service-related communications concerning an active inquiry, application, transaction or legal notice. We will process revocation and opt-out requests as required by applicable law.

Calls may be monitored or recorded for quality, training, verification and compliance where permitted by law. Where legally required, notice or consent will be provided before recording.

6. Credit Reports and Financial Information

If a financing provider or another authorized party needs to obtain business or personal credit information, a separate authorization may be requested. We will not represent that merely viewing this Privacy Policy constitutes authorization for a credit inquiry.

Bank statements, government identifiers and other financial information should be submitted only through a method approved by Rock Drive. We may use service providers to collect, transmit, verify or store such information.

7. Data Security

We use reasonable administrative, technical and physical safeguards designed to protect personal information. However, no website, transmission or storage system can be guaranteed to be completely secure. You provide information at your own risk.

If you believe your interaction with us is no longer secure, notify us promptly at [PRIVACY OR SECURITY EMAIL].

8. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Policy, including to process applications, maintain business and transaction records, provide services, comply with legal obligations, resolve disputes, enforce agreements and prevent fraud.

Retention periods may differ depending on the type of information, our relationship with you, provider requirements and applicable law. When information is no longer reasonably required, we may delete, de-identify or securely dispose of it, subject to permitted archival and backup retention.

9. State Privacy Rights

Residents of certain U.S. states may have privacy rights, subject to legal thresholds, definitions and exceptions. Depending on applicable law, these may include the right to:

• Know or confirm whether we process personal information
• Access categories or specific pieces of personal information
• Correct inaccurate personal information
• Delete certain personal information
• Obtain a portable copy of certain personal information
• Opt out of certain sales, sharing, targeted advertising or profiling
• Limit certain uses or disclosures of sensitive personal information
• Appeal a decision concerning a privacy request
• Receive equal service and not be unlawfully discriminated against for exercising privacy rights

To submit a request, email [sales@rockdrivebusinesscapital.com ] with the subject “Privacy Request,” Describe the right you wish to exercise and provide sufficient information for us to identify and verify the request.

We may request additional information to verify your identity and authority. An authorized agent may submit a request where permitted, but we may require evidence of authorization and identity verification.

These rights are not absolute. We may deny or limit a request when permitted by law, including when information must be retained for legal, security, fraud-prevention or transaction purposes.

California Notice

If the California Consumer Privacy Act, as amended, applies to Rock Drive and your information, California residents may have rights to know, access, correct and delete personal information; opt out of the sale or sharing of personal information; limit certain uses of sensitive personal information; and receive nondiscriminatory treatment.

For the preceding 12 months, the categories of information collected may include identifiers; customer-record information; protected classification information if voluntarily provided or legally required; commercial and financial information; internet or electronic activity; approximate geolocation; audio or communication information; professional or employment-related information; sensitive personal information; and inferences drawn from other information.

We may disclose these categories for the business purposes described above to funding providers, financing partners, service providers, professional advisers, government authorities and transaction parties. Certain disclosure to advertising, referral or financing partners may be considered a “sale” or “sharing” under some state laws even when no money is exchanged for the information.

If applicable, you may submit an opt-out request through [DO NOT SELL OR SHARE LINK] or by contacting us as described above. Where legally required, we will recognize browser-based opt-out preference signals such as Global Privacy Control.

Rock Drive does not knowingly sell or share the personal information of individuals under 16 years of age.

10. Children’s Privacy

The Website and services are intended for business owners and authorized business representatives and are not directed to children under 13. We do not knowingly collect personal information online from children under 13. If you believe a child has provided personal information, contact us so we can investigate and take appropriate action.

11. External Websites and Third Parties

The Website may link to third-party websites, applications or services. We do not control their privacy, security or content. This Privacy Policy does not govern third parties, including funding providers that receive information in connection with an application. Review their policies before providing information.

12. International Visitors and Data Transfers

Rock Drive’s services are directed primarily to businesses located in the United States. If you access the Website from another country, your information may be transferred to, processed in and stored in the United States or other jurisdictions whose data-protection laws may differ from those in your location.

Where required, we will use an appropriate legal basis or transfer mechanism. Do not claim participation in any privacy certification or framework unless Rock Drive has formally completed and maintains that certification.

13. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices, technology, services or legal obligations. The “Last updated” date will identify the latest revision. If required by law, we will provide additional notice or obtain consent for material changes.

14. Contact Us

Questions, privacy requests and complaints may be directed to:

Doing business as Rock Drive Business Capital
[sales@rockdrivebusinesscapital.com]
[Wyoming ]