Effective date: August 31st, 2026
Last updated: August 31st , 2026
This California Privacy Notice supplements the Rock Drive Business Capital LLC Privacy Policy and applies to individuals who reside in California.
This Notice describes our collection, use, retention and disclosure of personal information and explains the rights that may be available under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA”).
These rights apply only to the extent that Rock Drive Business Capital LLC (“Rock Drive,” “we,” “us” or “our”) is subject to the CCPA and the information is covered by that law. Certain information may be exempt from some or all CCPA requirements.
1. Personal Information We Collect
“Personal information” means information that identifies, relates to, describes, is reasonably capable of being associated with or could reasonably be linked with a particular individual or household.
Depending on how you interact with Rock Drive, we may collect the following categories of personal information:
Identifiers
Examples include:
- Name
- Business name
- Postal address
- Email address
- Telephone number
- Internet Protocol address
- Account or application identifiers
- Social Security number, tax identification number or government-issued identification information, where required
California Customer-Records Information
Examples include:
- Name and contact information
- Signature
- Business and financial information
- Bank-account information
- Insurance information
- Employment or ownership information
- Government-issued identification information
Commercial and Financial Information
Examples include:
- Requested financing amount
- Intended use of funds
- Business revenue
- Average bank deposits
- Existing financial obligations
- Transaction history
- Bank statements
- Application history
- Financing products considered, offered or accepted
Internet or Other Electronic Activity
Examples include:
- Browsing activity
- Pages viewed
- Links selected
- Referring websites
- Form interactions
- Device and browser information
- Cookie and advertising identifiers
- Interactions with our emails or advertisements
Geolocation Information
We may infer an approximate location from an IP address or collect location information provided as part of a business address or application.
Audio and Communications Information
Examples include:
- Emails
- Text messages
- Chat communications
- Customer-service records
- Telephone call recordings, where permitted by law and appropriate notice or consent has been provided
Professional or Employment-Related Information
Examples include:
- Job title
- Business ownership
- Industry
- Time in business
- Business structure
- Employment or professional history relevant to an application
Sensitive Personal Information
Where required for a financing application, identity verification or fraud prevention, we may collect information such as:
- Social Security number
- Driver’s licence or other government identification
- Financial-account information
- Account-access information
- Precise information contained in financial documents
- Information needed to verify identity
Please provide sensitive information only through a method approved by Rock Drive or the applicable financing provider.
Inferences
We may draw inferences from submitted information to help evaluate potential eligibility, identify appropriate financing providers, prevent fraud or understand how our services are used.
2. Sources of Personal Information
We may collect personal information from:
- You or an authorized business representative
- Website forms, applications and uploaded documents
- Telephone, email, text or chat communications
- Funding providers, lenders, brokers and referral partners
- Credit bureaus, where properly authorized
- Identity-verification and fraud-prevention providers
- Bank-data services you authorize
- Business-information databases and public records
- Analytics, advertising and lead-generation providers
- Website cookies, pixels and similar technologies
- Professional advisers and service providers
3. Why We Collect and Use Personal Information
We may collect and use personal information to:
- Respond to inquiries
- Process and evaluate commercial-financing applications
- Identify potential financing options
- Connect applicants with suitable financing providers
- Verify identity, business information and submitted documents
- Prevent fraud, misuse and security incidents
- Communicate about an inquiry or application
- Request documents and provide application updates
- Provide customer service
- Operate, secure and improve our Website
- Measure Website and advertising performance
- Maintain business and transaction records
- Comply with legal and regulatory obligations
- Establish, exercise or defend legal claims
- Conduct internal administration and auditing
- Complete a merger, acquisition, financing or similar business transaction
- Carry out other purposes disclosed when information is collected
We do not use or disclose sensitive personal information to infer characteristics about individuals except as permitted by applicable law.
4. Retention of Personal Information
We retain personal information for as long as reasonably necessary for the purpose for which it was collected.
The appropriate retention period may depend on:
- Whether an inquiry or application remains active
- Whether financing was completed
- Provider and contractual requirements
- Fraud-prevention and security needs
- Applicable limitation periods
- Legal, regulatory, tax and recordkeeping obligations
- The need to resolve disputes or enforce agreements
When information is no longer reasonably required, we may delete, de-identify or securely dispose of it, subject to permitted backup and archival retention.
5. Disclosure of Personal Information
We may disclose personal information to:
- Lenders, funding providers and other commercial-financing partners
- Brokers, referral partners, syndicators and purchasers of receivables
- Website-hosting, cloud-storage and cybersecurity providers
- Customer-relationship management and communication providers
- Document-processing and electronic-signature providers
- Identity-verification and fraud-prevention providers
- Bank-data and financial-information providers
- Analytics and advertising providers
- Attorneys, accountants, auditors, insurers and professional advisers
- Courts, regulators, law-enforcement bodies and government authorities
- Parties involved in a merger, acquisition, financing or sale of business assets
- Other parties acting at your direction or with your authorization
Financing providers may use information according to their own privacy policies and legal obligations.
6. Sale and Sharing of Personal Information
Rock Drive does not sell personal information in exchange for money.
However, certain disclosures to financing, referral, analytics or advertising partners could be considered a “sale” or “sharing” under California law, even where no money is exchanged for the information.
Where the CCPA applies and a disclosure constitutes a sale or sharing, California residents may have the right to opt out.
Some disclosures made at your direction or necessary to provide a service you requested may not be treated as a sale or sharing under the CCPA.
Rock Drive does not knowingly sell or share the personal information of individuals under 16 years of age.
7. California Privacy Rights
Subject to applicable exceptions, California residents may have the right to:
Right to Know
You may request information concerning:
- The categories of personal information we collected
- The sources from which it was collected
- Our purposes for collecting, using, selling or sharing it
- The categories of third parties to whom it was disclosed
- The categories of information sold, shared or disclosed for business purposes
- Specific pieces of personal information collected about you
Right to Delete
You may request deletion of personal information we collected from you, subject to exceptions that allow or require us to retain certain information.
Right to Correct
You may request correction of inaccurate personal information maintained about you.
Right to Opt Out
Where applicable, you may request that we stop selling or sharing your personal information.
Right to Limit Certain Uses of Sensitive Personal Information
Where applicable, you may request limitations on certain uses or disclosures of sensitive personal information.
This right may not apply where sensitive information is used only for legally permitted purposes, such as providing requested services, processing applications, maintaining security, preventing fraud or complying with law.
Right to Data Portability
You may request a portable copy of certain personal information, where required by applicable law.
Right to Nondiscrimination
Rock Drive will not unlawfully discriminate against you for exercising a California privacy right.
8. How to Submit a Request
To submit a request, email:
sales@rockdrivebusinesscapital.com
Use the subject line:
California Privacy Request
Please include:
- Your name
- Your email address
- Your telephone number, if previously provided
- Your business name
- The right you wish to exercise
- Sufficient information for us to locate and verify the relevant records
You may also write to:
Rock Drive Business Capital LLC
Attn: California Privacy Request
32 N Gould St.
Sheridan, WY 82801
Do not send Social Security numbers, bank statements, passwords or other sensitive documents through ordinary email.
9. Verification
We may request information reasonably necessary to verify your identity and authority before fulfilling a request.
The verification process will depend on the nature of the request and the sensitivity of the information involved. We will use verification information only for identity verification, fraud prevention and request processing.
If we cannot reasonably verify a request, we may deny or limit it as permitted by law.
10. Authorized Agents
A California resident may authorize another person to submit a request on their behalf.
We may require:
- Written evidence of the agent’s authority
- Verification of the resident’s identity
- Direct confirmation that the resident authorized the request
- A valid power of attorney, where applicable
11. Response Timing
We will acknowledge and respond to verified requests within the time required by applicable law.
If additional time is reasonably necessary and legally permitted, we will notify you and explain the reason for the extension.
We generally do not charge a fee for processing a request. We may charge a reasonable fee or decline excessive, repetitive or manifestly unfounded requests where permitted by law.
12. Appeals and Questions
If your request is denied, you may contact us at sales@rockdrivebusinesscapital.com and ask us to reconsider the decision.
Questions about this Notice or our privacy practices may be directed to:
Rock Drive Business Capital LLC
32 N Gould St.
Sheridan, WY 82801
Email: sales@rockdrivebusinesscapital.com
13. Changes to This Notice
We may update this California Privacy Notice to reflect changes in our practices, services or legal obligations.
The “Last updated” date at the top of this page identifies the most recent revision.
California explains that covered consumers may have rights to know, delete, correct, opt out and limit certain uses of sensitive information. California Attorney General’s CCPA guidance
Important before publishing: if Rock Drive uses advertising pixels or transfers leads in a manner treated as a “sale” or “sharing,” the website may require a functioning “Do Not Sell or Share My Personal Information” mechanism—not merely this notice. A privacy attorney should confirm the final obligations after reviewing your lead providers, lender agreements, CRM, analytics, cookies and advertising setup.