Rock Drive Business Capital is a commercial financing brokerage. We help businesses explore options from independent financing providers. We do not make every credit or funding decision, and submitting an application does not guarantee an offer.

Submitting the initial inquiry does not authorize Rock Drive or a provider to perform a credit check beyond the permissions you expressly give. Before any credit inquiry, review the application and consent language carefully. The type of inquiry and its potential impact depend on the provider and product.

Timing varies by product, provider, application completeness and underwriting. Once we review your information, we will explain the next steps and any additional documents needed.

Depending on the option, a provider may request recent business bank statements, identification, business formation documents, tax returns, financial statements, voided check or other underwriting information. Upload sensitive documents only through our secure process.

Common uses include inventory, equipment, expansion, renovation, marketing, payroll and working capital. Permitted uses depend on the financing product and your agreement.

No. All financing is subject to provider underwriting, verification, product availability and final approval. There is no obligation to accept an offer.

Costs depend on the product, provider, amount, term, risk profile and other factors. Review the complete offer and all required disclosures, including the total cost and payment terms, before accepting.

We use administrative, technical and organizational safeguards designed to protect information. No method of transmission or storage is completely secure. See our Privacy Policy for details about collection, use and sharing.