Effective date: August 31st, 2026
Last updated: August 31st , 2026
These Terms of Use (“Terms”) govern your access to and use of rockdrivebusinesscapital.com (the “Website”) and the services provided by Rock Drive Business Capital LLC (“Rock Drive,” “we,” “us” or “our”).
By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website or submit information through it.
1. About Rock Drive
Rock Drive Business Capital LLC is a commercial-financing brokerage and referral service. We help businesses explore potential financing products offered by independent third-party lenders, funding providers, brokers and other financing partners.
Rock Drive is not a bank. Unless expressly stated otherwise in writing, Rock Drive is not the direct lender, creditor or funding provider for financing presented through our services.
Rock Drive does not make final underwriting, approval or funding decisions and cannot guarantee that an applicant will receive an offer.
2. Business-Purpose Services
The Website and our services are intended for business owners and authorized business representatives seeking financing for legitimate commercial purposes.
Our services are not intended for personal, family or household financing.
By submitting information on behalf of a business, you represent that:
- You are at least 18 years old.
- You are legally authorized to act for the business.
- The information you provide is accurate, complete and current.
- Any financing obtained will be used for legitimate business purposes.
- Your use of the Website complies with applicable law.
3. No Guarantee of Financing
Submitting an inquiry or application does not guarantee:
- Approval for financing
- Receipt of a financing offer
- A particular funding amount
- Any specific rate, fee, payment or term
- Approval by a particular provider
- Funding within a particular period
Eligibility, pricing and final terms depend on the applicant’s circumstances and the applicable provider’s underwriting standards.
Rock Drive may be unable to identify a suitable provider or financing option for every applicant.
4. Application Information
You agree to provide accurate, complete and current information when making an inquiry or submitting an application.
You authorize Rock Drive to use and disclose the information you submit as described in our Privacy Policy, including sharing relevant information with financing providers and service partners for application processing, verification and evaluation.
Submitting a general inquiry does not, by itself, authorize a credit inquiry. Where a business or personal credit report is required, you may be presented with a separate authorization.
You must not submit information belonging to another person or business unless you have lawful authority to do so.
5. Third-Party Providers and Agreements
Financing products are offered and administered by independent third parties. Each provider establishes its own:
- Eligibility requirements
- Underwriting criteria
- Rates and fees
- Funding amounts
- Payment obligations
- Repayment terms
- Documentation requirements
- Default and collection procedures
Rock Drive does not control a provider’s final decision or contractual terms.
If you accept an offer, your financing agreement will be with the applicable provider. That agreement—not these Website Terms—will govern the financing transaction.
You are responsible for reviewing all documents carefully before accepting an offer. You may wish to consult an attorney, accountant or financial adviser before entering into a financing agreement.
6. Compensation
Rock Drive may receive compensation from a lender, funding provider, broker, referral partner or other financing partner if a transaction is completed.
Compensation may differ depending on the provider and product. Any disclosure required by applicable law will be provided during the application or transaction process.
7. Communications
If you provide contact information, Rock Drive and parties assisting with your inquiry may contact you regarding your request, application, required documents, possible financing options or account status.
Marketing calls, text messages and emails will be sent only as permitted by applicable law and, where required, after obtaining appropriate consent.
Consent to receive marketing calls or text messages is not a condition of obtaining services unless expressly permitted by law.
Message and data rates may apply. Message frequency may vary. You may opt out of marketing text messages by replying STOP and request assistance by replying HELP. Marketing emails may include an unsubscribe option.
Opting out of marketing does not prevent communications necessary to respond to or administer an active inquiry or application.
8. Electronic Transactions
You may be given the option to receive records, notices, disclosures or agreements electronically or to use electronic signatures.
Where legally required, a separate electronic-consent disclosure may be presented. You are responsible for maintaining access to a suitable device, internet connection and current email address.
Electronic acceptance has the same effect as acceptance using a handwritten signature when permitted by law.
9. Permitted Use
You may use the Website only for lawful purposes.
You must not:
- Provide false, misleading or fraudulent information.
- Impersonate another person or business.
- Attempt to obtain unauthorized access to the Website or its systems.
- Introduce viruses, malware or harmful code.
- Interfere with the Website’s operation or security.
- Use automated systems to scrape, copy or overload the Website.
- Use Website content for unlawful, deceptive or competitive purposes.
- Violate another party’s privacy, intellectual-property or legal rights.
- Use the Website to facilitate fraud or other unlawful conduct.
We may restrict or terminate access if we reasonably believe these Terms have been violated.
10. Intellectual Property
The Website and its original content, design, branding, graphics, calculators, text and other materials are owned by or licensed to Rock Drive and are protected by applicable intellectual-property laws.
You may view and use the Website for your own legitimate business purposes. You may not reproduce, republish, sell, distribute, modify or commercially exploit Website content without written permission from Rock Drive.
“Rock Drive Business Capital” and associated branding may not be used in a way that suggests sponsorship, endorsement or affiliation without authorization.
11. Educational Content and Calculators
Articles, guides, calculators, examples and other resources on the Website are provided for general educational purposes.
They are not:
- Financing offers or commitments
- Guarantees of approval or eligibility
- Financial, investment, legal, accounting or tax advice
- Substitutes for professional advice
- Representations of the exact terms an applicant will receive
Calculator results and examples are estimates based on the information entered or assumptions described. Actual financing availability and terms may differ.
12. Third-Party Websites
The Website may contain links to third-party websites, services or resources. Rock Drive does not control and is not responsible for third-party content, privacy practices, security, availability or services.
A link does not necessarily constitute an endorsement. You access third-party websites at your own discretion and subject to their terms and policies.
13. Website Availability and Accuracy
We attempt to maintain accurate and useful information, but we do not guarantee that the Website will always be complete, current, uninterrupted, secure or free from errors.
Financing products, eligibility requirements, provider availability and market conditions may change without notice.
We may modify, suspend or discontinue any portion of the Website or our services at any time.
14. Disclaimer of Warranties
To the fullest extent permitted by law, the Website and its content are provided on an “as is” and “as available” basis.
Rock Drive disclaims warranties of merchantability, fitness for a particular purpose, non-infringement and any warranties arising from course of dealing or usage.
Nothing in these Terms excludes warranties or rights that cannot legally be excluded.
15. Limitation of Liability
To the fullest extent permitted by law, Rock Drive Business Capital LLC and its owners, officers, employees, contractors and representatives will not be liable for indirect, incidental, special, consequential, exemplary or punitive damages arising from:
- Use of or inability to use the Website
- Reliance on Website information
- A financing provider’s decision or conduct
- The terms or performance of a third-party financing product
- Unauthorized access to information
- Errors, interruptions or security incidents
Nothing in these Terms limits liability where such limitation is prohibited by law.
16. Indemnification
To the extent permitted by law, you agree to indemnify and hold Rock Drive Business Capital LLC and its owners, officers, employees, contractors and representatives harmless from claims, liabilities, damages and reasonable expenses arising from:
- Your unlawful or improper use of the Website
- Information you submit
- Your violation of these Terms
- Your infringement of another party’s rights
- Fraudulent or unauthorized conduct committed through your account or submission
17. Privacy
Our collection, use and disclosure of personal information are described in our Privacy Policy and, where applicable, our California Privacy Notice.
Please review those documents before submitting personal or business information.
18. Governing Law
These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles, except where another jurisdiction’s laws must apply.
Nothing in this section prevents either party from exercising rights or remedies that cannot legally be waived.
19. Severability
If any provision of these Terms is found invalid or unenforceable, that provision will be enforced to the maximum extent permitted or removed, while the remaining provisions will continue in effect.
20. No Waiver
A failure by Rock Drive to enforce a provision of these Terms does not waive our right to enforce that or another provision later.
21. Changes to These Terms
We may revise these Terms to reflect changes to our services, business practices or legal obligations.
Updated Terms will be posted on this page with a revised “Last updated” date. Continued use of the Website after an update constitutes acceptance of the revised Terms to the extent permitted by law.
22. Contact Us
Questions about these Terms may be directed to:
Rock Drive Business Capital LLC
32 N Gould St.
Sheridan, WY 82801
Email: sales@rockdrivebusinesscapital.com
This version intentionally avoids forcing visitors into arbitration or waiving class-action rights. Those provisions require particularly careful legal drafting and an enforceable acceptance process. Have a U.S. commercial-financing attorney review the page before accepting live applications.